Introduction
Car accidents can be devastating, both physically and emotionally. Unfortunately, they are a common occurrence in Rochester, NY, and can happen to anyone at any time. Whether you are a driver, passenger, or pedestrian, it is crucial to know what to do in case of an accident. This article will provide you with essential information on what to do after a car accident in Rochester, NY.
What to Do After a Car Accident
After a car accident, the first thing you should do is check yourself and others for injuries. If anyone is hurt, call 911 immediately. Even if no one appears to be injured, it is still important to call the police to report the accident.
While waiting for the police to arrive, exchange information with the other driver(s) involved in the accident. This includes their name, phone number, insurance information, and license plate number. You should also take photos of the accident scene and any damages to the vehicles.
Seek Medical Attention
Even if you feel fine after the accident, it is important to seek medical attention as soon as possible. Some injuries, such as whiplash, may not appear until hours or even days after the accident. By seeking medical attention, you can ensure that any injuries are properly diagnosed and treated.
Additionally, seeking medical attention can be crucial if you decide to pursue a personal injury claim after the accident. Medical records can serve as evidence of your injuries and the extent of your damages.
Insurance Claims
After a car accident, you will need to file a claim with your insurance company. This claim will cover damages to your vehicle and any medical expenses you may have incurred as a result of the accident.
It is important to remember that insurance companies are businesses and will try to pay out as little as possible. Be sure to keep detailed records of all expenses related to the accident, including medical bills and lost wages. You may also want to consider hiring a personal injury attorney to help you navigate the claims process.
Statute of Limitations
It is important to note that there is a statute of limitations on personal injury claims in New York. This means that you have a limited amount of time to file a claim after the accident. In New York, the statute of limitations for personal injury claims is three years from the date of the accident.
If you wait too long to file a claim, you may lose your right to seek compensation for your injuries and damages. It is important to consult with a personal injury attorney as soon as possible after the accident to ensure that you meet all deadlines.
Conclusion
Car accidents can be overwhelming and stressful, but knowing what to do in case of an accident can help ease some of the burden. Remember to stay calm, seek medical attention, and keep detailed records of all expenses related to the accident. Consult with a personal injury attorney if you have any questions or concerns about the claims process.
